Terms of use

Last updated November 14, 2026.

These terms cover your use of saintilco.com, run by Saintil&Co. LLC (Saintilco Consulting), 2991 Sacramento St, Berkeley, CA 94702. By using the site you agree to them. Questions go to mel@saintilco.com.

Guidance, not professional advice

Pages, free tools and paid materials are commercial and systems guidance. They are not legal, tax or accounting advice, and they do not replace your own auditors or advisers. You decide what to do with any result.

The free tools

The free tools are provided as they are, without warranty. They work on the information you give them, and a result is only as good as that information. Please check any figure before you rely on it.

Purchases

Paid products and services are described, with their prices, on their own pages. A purchase is also governed by the license or engagement terms provided with it. Where those terms differ from these, those terms apply.

Our content

The site and its materials belong to Saintilco Consulting. You may share links and quote short passages with credit. Please do not copy or resell the materials.

Workday

Saintilco Consulting is not affiliated with Workday, Inc., nor does Workday, Inc. sponsor or endorse Saintilco Consulting, its services, or its website. WORKDAY is a trademark of Workday, Inc., registered in the United States and elsewhere.

Limits

To the extent the law allows, Saintilco Consulting is not liable for indirect or consequential loss arising from use of this site or the free tools.

Law

These terms are governed by the laws of the State of California.

Changes

If these terms change, we will update this page and the date above. Our privacy policy explains how we handle information.